Secured Personal Loan

If you need extra funds for personal expenses, like going on a holiday, then a Secured Personal Loan may be just what you need!


  • Maximum limit is dependent on the security offered and your ability to repay the debt.
  • Loan term - Up to 5 years.
  • Account statement issued every quarter.
  • A joint borrowers' option is available.


  • Credit decision within 24 hours.
  • No contribution is required.
  • You may obtain a higher loan value compared to an Unsecured Personal Loan*.

Application Requirements

  • You must be 18 years and over.
  • You must have satisfactory credit rating.
  • You must be employed and demonstrate ability to repay debt.
  • Your salary must be directed to your BSP account.


 Interest Rates  Fees and Charges  Brochure
 Refer to Interest Rates  Refer to Lending and Credit Card Fees & Charges  Secured Personal Loan

For more information, please call BSP Customer Care Centre on 132 888 or (679) 3214 300 or send your query through the Contact Us page.

* Conditions apply